Credit Utilization updates when your account balances are refreshed.
Premium Users
- Credit card balances are updated throughout the day as new account activity is received from your financial institution.
- An additional balance refresh is performed nightly to help ensure your information remains current.
- Your Credit Utilization calculations update automatically as new balance information becomes available.
Free Users
- Account information is automatically refreshed on the 1st and 15th of each month.
- You can also use your available manual account syncs to refresh your account information and update your Credit Utilization data sooner.
Because financial institutions update account information at different times, balance and utilization updates may not appear immediately after every transaction.